Real cases, real numbers

Goal

An IT entrepreneur with a Russian passport and a stable income of €8,500/month was looking for a legal EU tax status — without buying real estate or investing in funds.

Solution

Portugal's Digital Nomad Visa was selected — the only EU visa with no investment requirement. A full package was prepared: 3 years of tax returns, bank statements, proof of remote employment. NHR tax regime registration was handled in parallel.

4 mo.

application to residency card

20%

income tax under NHR vs 48%

2 yr

residence permit, renewable

€0

investment threshold

Goal

An HNWI entrepreneur wanted to diversify capital outside Russia and obtain UAE tax residency — a zero-income-tax jurisdiction with no capital gains tax.

Solution

A ready-to-move-in property in Business Bay was selected — a two-bedroom apartment with canal views. Negotiations with the seller, full DLD support, and title registration were handled. Golden Visa UAE application was initiated in parallel.

10 yr

Golden Visa UAE

7.2%

rental yield

+18%

value growth in 14 months

$0

income & capital gains tax

Goal

The client sought a ruble-denominated capital-preservation instrument with a guaranteed rental income stream. Priorities: metro-adjacent location, liquid asset, shortest possible time to first tenant.

Solution

Four business-class residential complexes near metro stations in south-east Moscow were shortlisted. A 4.5% discount was negotiated off the developer's list price. Full pre-sale preparation and furnishing for rental was completed. First tenant moved in 11 days after key handover.

7.8%

rental yield

+24%

value growth in 18 months

19.2%

total return on investment

11 days

to first tenant